An AI-led Commercial Debt Collection Agency

Ranch Club Capital
Corporate collections

Commercial debt recovery made for small businesses.

AI evaluates every claim and scripts the outreach, while our negotiators deliver the human touch and compliance your brand requires.

Place Account Email questions
Nationwide coverage Executive negotiators Glass nav reporting
First contact in 24 hours
Documented notes for every attempt
Legal-ready packages on request
24 hrs
First outreach on standard placements.
100%
Documented notes for audit and counsel.
$1k–$100k
Focused range for fast, balanced recoveries.
What we do

Straightforward, respectful commercial collections.

Third-party outreach and pre-legal staging guided by AI playbooks that optimize cadence, tone, and settlement options for each account.

Third-party recovery Pre-legal demand Dispute response Payment plans
New York skyline
Quick view

How we move.

Document, contact, resolve. AI recommends the pressure, proof, and payment path; we execute with boardroom professionalism.

Intake & fact pattern → align on dispute risk
Executive outreach → decision makers only
Settlement & monitoring → evidence attached
NYC night
Ready?

Place accounts today. First touches within 24 hours.

We focus on balances from $1,000 to $100,000.

Place Account Email questions